'Username…',
'user_label' => 'Username',
'user_class' => 'username-css-class',
'pass_placeholder' => 'Password…',
'pass_label' => 'Password',
'pass_class' => 'password-css-class',
'forgot_pass' => true,
'forgot_pass_label' => 'forgot password?',
'forgot_pass_position' => 'right',
'forgot_pass_class' => 'forgot-pass-css-class',
'submit_value' => 'Submit',
'submit_class' => 'submit-button-css-class'
);
log_in_form('horizontal',$log_in_options_array);
echo $my_log_in_form;
?>